Fulcrum Lending | The Digital Fabric Enhancing Multifamily Credit

The Digital Fabric Enhancing Multifamily Credit

Fulcrum Lending Corporation is a specialty credit management platform providing liquidity and leverage to the $2.3 trillion multifamily housing and finance industry.

Direct Lending

Correspondent Lending

Co-Lending

Loan Purchasing

Loan Participations

Separately Managed Accounts

Structured Products

Credit Management

IG Bonds

Non-IG Bonds

Our technology is the financial fabric connecting the institutional private capital markets to multifamily credit opportunities.

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How Fulcrum Works

Providing unparalleled transparency to private capital markets investors from origination to funding.

1

Underwrite

Leveraging data from over 60% of all outstanding multifamily loans, our technology enables us to underwrite in a fraction of the time, allowing our credit analysts more time to focus on the unique aspects of each deal.

2

Diligence

Our LoanCenter platform features a centralized due diligence module that streamlines the diligence process by securely housing all documentation, preventing file loss and redundant information requests. This enhances transparency and improves the user experience for all stakeholders.

3

Fund

After a 45-60 day underwriting and due diligence process, Fulcrum can directly fund on behalf of our Co-Lending partners, reducing the frictional cost of warehousing each loan individually.

Direct Access to U.S. Multifamily Credit

Serving Liability Driven Investors Worldwide

Direct Lending SMAs

Separately Managed Accounts (SMAs) with Fulcrum enables Liability Driven Investors to implement bespoke direct lending strategies at scale in a fraction of the time and cost without compromising on discretion, transparency or efficiency.

Loan Participations

Banks, insurance companies, pensions, endowments, foundations, and trusts are able to access and directly participate in portfolios of small to medium balance Core and Core+ credit opportunities that would otherwise pass them by.

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Lending & Liquidity Solutions

Solutions for Bank and Non-Bank Lenders
Nationwide

Correspondent Lending

An out-of-the-box solution for investors seeking to establish a direct lending business. Fulcrum purchases loans from correspondent lenders originating under Fulcrum’s underwriting and credit guidelines.

Out-of-the-box loan program

Increased fee income

Immediate liquidity

Co-Lending

Fulcrum co-lends senior debt capital in combination with subordinate debt capital from non-bank financial institutions seeking high yield opportunities via Fulcrum's proprietary A/B note funding structure.

Fulcrum purchases near maturing or newly originated multifamily loans as-is from financial institutions across the United States. Our minimum par purchasing threshold is $100M for a portfolio of loans.

Credit Risk Management Platform

Technology Enabled
Data Informed

60%

of all multifamily data operating across the United States powers the Fulcrum LoanCenter platform

Fulcrum's technology allows investors and lenders to accelerate nearly 90% of the investment process, allowing us to focus on the last 10% of the deal that truly matters - shaping and mitigating risk.

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Frequently Asked Questions

Exclusively Financing Multifamily Properties Nationwide